Amrit Satpathy
Ecosystem Manager
Integrated Solution:
Structuring: Lease contract payment logic mapped into machine-executable, algorithmic contract type, enabling automated and deterministic calculation of interest (including variable rate) and principal payments until maturity
Tokenisation: Lease issued on chain in dual token form, one representing lessee’s cash flow obligations (liability token) and the other the lessor’s claim on cash flows (asset token).
Smart Financial Contract (SFC): The lease contracts machine-executable, deterministic cash flow logic is embedded metadata of its corresponding asset and liability tokens.
Straight through processing (STP): in operational workflows via interface with core banking and transaction processing systems.
Updateable Smart Contracts: Cash flows between counterparties recorded on chain while asset and liability tokens updated to reflect current balances until contract maturity.
Customer Benefit: Reduction of overhead, redundancy, and reconciliation costs. Increased incremental revenue by reconfiguring leasing contract calculations. Expanded product and pricing flexibility to better serve vehicle leasing customers. Enhanced tokenised asset tradability and management, quick stress tests, and future-proof regulatory compliance. Forward-looking Customer Benefit Positioned Customer’s portfolio of leasing contracts for access to wider capital markets thanks to portfolio structuring flexibility, seamless asset interoperability, and automated securitisation.
- SolitX Lifecycle Management Platform: built on a lightweight, API-native, microservices architecture, integrates with core banking, transaction processing, and loan/lease management systems for automated straight through processing, and machine-auditability reducing overhead, redundancy, and reconciliation costs.
- AnalytX: Financial Intelligence Layer: Smart Financial Contracts (SFC) enable real-time balance sheet, liquidity forecasting, and enhanced risk management, including portfolio stress testing for market risk (including interest rate and yield curve variability), counterparty credit, and behavioural data.