Modernising Payments Infrastructure for
Real-Time Payments

In just seven weeks, a Tier 1 bank proved real-time settlement, automated FX, and compliance at scale - giving payments leaders confidence without risking live systems.

Outcomes

50%

Integration Time Reduction

60%

FX Routing Reduction

24/7

Processing Capability Validated

<30s

Settlement Time

Technology Vendors Suited to Evaluation

Business Problem

The bank was constrained by payment systems that could not keep up with market expectations. High-value transactions required instant settlement, round-the-clock availability, and seamless compliance across jurisdictions.

Instead, legacy infrastructure created delays, raised operational and regulatory risk, and undermined the bank’s ability to compete in global payment markets.

Challenges

Manual FX & Routing Processes: Legacy workflows relied on static rules, delaying transaction routing and settlement.

Limited 24/7 Capability: Inflexible systems unable to support round-the-clock high-value processing across geographies.

Integration Bottlenecks: Custom integration with FX platforms, sanction screening, and internal ledgers was slow and error-prone.

From Idea to Evidence with NayaOne

The bank successfully tested cross-border and RTGS flows using synthetic transaction data across a range of FX and liquidity scenarios. By running these simulations, it demonstrated safety and compliance early, which built stakeholder confidence in the technology and positioned the bank to compete more effectively in global payment markets.

Impact Metrics

PoC Timeline Reduction

7 weeks with NayaOne
vs 7 – 10 months traditionally

Time Saved in Vendor Evaluation

85 – 90% faster vendor evaluation

Reduced Validation Costs

85% lower

Decision Quality

Decisions grounded in compliance evidence and resilient performance data, giving stakeholders confidence to scale.

KPIs

Settlement Time Reduction
Integration Speed Improvement
FX Error Reduction
Operational Risk Mitigation
Compliance Assurance Evidence

See How NayaOne Helps Enterprises Modernise Payments Without The Risk

Accelerate cross-border and RTGS delivery with faster settlement, reduced costs, and built-in compliance proof with NayaOne.

Modernising Payments Infrastructure for Real-Time Payments