Accelerating Commercial Banking Innovation
A global bank wanted to accelerate delivery of new commercial banking solutions by securely integrating and testing fintech APIs in a unified sandbox - improving speed, compliance, and decision confidence.
Outcomes
40%
Risk Exposure Reduction
50%
Collaboration Efficiency
35%
Decision Quality Improvement
25%
Compliance Readiness Gain
Technology Vendors Suited to Evaluation
Business Problem
Commercial banking transformation was slowed by complex integrations and fragmented data. Legacy systems made proof-of-concept (PoC) deployment lengthy and resource-intensive, while siloed datasets hindered accurate risk assessment.
Vendor selection added further delay, requiring extensive manual evaluation and compliance checks. The bank needed a faster, data-driven way to assess solutions safely and bring innovation to market sooner.
Challenges
- Slow POC Deployment: Manual integrations and legacy systems caused long development cycles.
- Data Silos: Fragmented data sources hindered holistic risk assessment.
- Vendor Selection Complexity: Evaluating multiple solutions was time-consuming and resource-intensive.
- Regulatory Compliance Concerns: Navigating data privacy and security regulations with new fintech partners.
From Idea to Evidence with NayaOne
The bank used NayaOne’s platform to shortlist, test, and validate multiple commercial banking vendors in parallel within a secure sandbox.
- Vendor Shortlisting: Identified potential partners based on compatibility, functionality, and regulatory alignment.
- Sandbox Deployment: Integrated APIs in an isolated, governed environment to test interoperability and data performance.
- Performance Evaluation: Measured accuracy, speed, and compliance benchmarks using synthetic data.
- Stakeholder Collaboration: Enabled business, IT, and compliance teams to jointly evaluate vendor fit and readiness.
- Evidence-Based Validation: Captured test metrics to support faster procurement and risk-approved decision-making.
Impact Metrics
PoC Timeline Reduction
4 weeks with NayaOne vs 6 months traditionally
Time Saved in Vendor Evaluation
5+ months
Decision Quality
By testing multiple APIs in a controlled sandbox, decision quality improved as teams could compare solutions side by side using real metrics - reducing subjective judgment and accelerating vendor selection with confidence.
KPIs
- Integration Success Rate (%): Percentage of APIs connected and validated without rework.
- Data Aggregation Accuracy (%): Quality and consistency of combined datasets during evaluation.
- Stakeholder Approval Rate (%): Level of cross-functional agreement on vendor fit.
- Decision Confidence Score (%): Improvement in evidence-based vendor selection post-PoC.
Validate Commercial Banking Solutions Faster
Test and compare multiple commercial banking APIs in a secure sandbox to accelerate delivery, strengthen compliance, and improve decision quality.
