Modernising Payments Infrastructure for
Real-Time Payments
In just seven weeks, a Tier 1 bank proved real-time settlement, automated FX, and compliance at scale - giving payments leaders confidence without risking live systems.
Outcomes
50%
Integration Time Reduction
60%
FX Routing Reduction
24/7
Processing Capability Validated
<30s
Settlement Time
Technology Vendors Suited to Evaluation
Business Problem
The bank was constrained by payment systems that could not keep up with market expectations. High-value transactions required instant settlement, round-the-clock availability, and seamless compliance across jurisdictions.
Instead, legacy infrastructure created delays, raised operational and regulatory risk, and undermined the bank’s ability to compete in global payment markets.
Challenges
Manual FX & Routing Processes: Legacy workflows relied on static rules, delaying transaction routing and settlement.
Limited 24/7 Capability: Inflexible systems unable to support round-the-clock high-value processing across geographies.
Integration Bottlenecks: Custom integration with FX platforms, sanction screening, and internal ledgers was slow and error-prone.
From Idea to Evidence with NayaOne
The bank successfully tested cross-border and RTGS flows using synthetic transaction data across a range of FX and liquidity scenarios. By running these simulations, it demonstrated safety and compliance early, which built stakeholder confidence in the technology and positioned the bank to compete more effectively in global payment markets.
Impact Metrics
PoC Timeline Reduction
7 weeks with NayaOne
vs 7 – 10 months traditionally
Time Saved in Vendor Evaluation
85 – 90% faster vendor evaluation
Reduced Validation Costs
85% lower
Decision Quality
Decisions grounded in compliance evidence and resilient performance data, giving stakeholders confidence to scale.
KPIs
- Settlement Time Reduction
- Integration Speed Improvement
- FX Error Reduction
- Operational Risk Mitigation
- Compliance Assurance Evidence
See How NayaOne Helps Enterprises Modernise Payments Without The Risk
Accelerate cross-border and RTGS delivery with faster settlement, reduced costs, and built-in compliance proof with NayaOne.
