NayaOne Insights. An Industry Report — November

Welcome to the latest edition of ‘NayaOne Insights’ — our monthly report designed to share actionable intelligence on emerging ecosystem themes and collaborative innovation in financial services.
This edition reviews the progress made by the financial institutions in November by leveraging emerging technologies and partnerships:
  • Embedded finance witnessed significant action. Financial institutions, fintechs and bigtechs teamed up to launch embedded finance propositions in the form of merchant cash advance, BNPL and alternate payment cards
  • Regulatory bodies in the UK, Europe and the US focused on adopting measures to ensure consumer protection, and highlighted the need for responsible innovation in bank-fintech partnerships
  • Payments are still a key area of innovation in the US. Banks forged strategic partnerships with tech providers and fintechs to develop and launch business payments and Open banking payments

Download the full report