Across the financial services industry, leaders are working to unlock the potential of AI. The challenge is not ambition. It is delivery.
Most banks and insurers still run on five-year transformation programmes. Vendor procurement can take 18 to 24 months. By the time new technology reaches production, the market has often moved on.
As Karan Jain, CEO at NayaOne, discussed with Alex Rutter, EMEA Managing Director for AI at Google Cloud, the pace of AI innovation now outstrips traditional enterprise delivery cycles. To adopt AI responsibly, large organisations need a new operating model that allows them to experiment safely, validate quickly, and move to scale with confidence.
This is where NayaOne and Google Cloud come together.
The Reality: AI Moves Faster Than Enterprise Delivery
Enterprises are facing intense pressure to modernise core capabilities while maintaining strict controls over security, governance, and risk.
However, traditional procurement and onboarding processes were not designed for fast-moving AI. The result is a widening gap between what is possible and what is practical to implement.
Karan summarised the challenge clearly: “Traditionally, when banks or insurers buy technology, it is five-year programmes and two years to procure. These organisations cannot keep pace with the speed of technology shift.”
This gap creates operational risk, delivery drag, and missed customer opportunities.
A New Model for Responsible Adoption
NayaOne’s Vendor Delivery Infrastructure provides a secure and scalable environment that allows enterprises to:
- Evaluate new technologies before procurement
- Test capabilities using high-quality synthetic data
- Run proofs in secure, off-premise environments
- Generate evidence for business and technical fit
- Move from exploration to deployment confidently
By integrating directly with Google Cloud’s AI stack, enterprises can now test real AI capabilities in days, not quarters. This combination changes the delivery maths.
Measured Impact: Speed and Cost Efficiency
The results speak for themselves:
- 12 months saved per project on time to go-live
- Around 80% cost reduction compared with traditional validation cycles
- Gemini Enterprise models and tools accessible immediately to engineering teams
- A pathway to engage the 5,000+ vendor ecosystem safely and selectively
In Karan’s words:
“Twelve months means you can get an idea into your customer’s hands before they move on. That makes all the difference.”
In a market where customer expectations shift rapidly, time-to-value is now a competitive advantage.
Why Responsible AI Matters More Than Ever
Adopting AI responsibly does not mean slowing down. It means ensuring:
- Secure data environments
- Transparent evaluation processes
- Governance aligned to enterprise controls
- Evidence-driven decision making
- Vendor fit before commercial commitment
Enterprises can innovate faster when they are confident that the process is safe.
Alex Rutter reinforced this point: “The organisations that win will be the ones who can validate and deploy responsibly at speed. Access to AI is no longer the differentiator. Delivery is.”
What This Means for Enterprises
NayaOne and Google Cloud allow cross-functional teams to work in one controlled environment where they can:
- Try new models and capabilities
- Understand how they integrate with live environments
- Evaluate vendor performance rigorously
- De-risk deployment before procurement
- Move from idea to delivery without waiting for programme timelines
This brings governance, experimentation, and delivery into alignment.
Looking Ahead
AI will continue to reshape how financial services operate. The institutions that lead will be those that build repeatable, safe pathways for adopting new technology. Not one-off pilots, but scalable delivery frameworks.
NayaOne’s Vendor Delivery Infrastructure, combined with Google Cloud AI, provides the structure to make this possible.
This is AI adoption that is fast, responsible, and designed for enterprise scale.
Next Step
If your organisation is exploring how to validate AI solutions quickly and responsibly: Book a 30 minute sandbox walkthrough with our solutions team. We will show you how leading banks and insurers are cutting delivery timelines, reducing evaluation effort, and giving engineers safe access to modern capabilities.
